How To Buy Partial Shares of a Stock – for Free!



For as long as I have been investing, my favorite kind of platforms has been Online Brokerage accounts. Online Brokers are accounts that allow you to invest on your own. They allow full control over what you buy or sell – stocks, Index Funds, ETFs, and the list goes on. Typically, for a very low fee.

With that said – most online brokers come with one major limitation: They don’t allow you to purchase partial shares.

The good news is that technology is changing everything – arguably for the better. In this day and age, there are apps for everything – investing included. Because there are so many to choose from, I get asked about the best investing apps all the time. 

I have to be honest that I haven’t been too impressed with investing apps until I came across M1 Finance. 


Image: M1 Finance website

I would never tell you about anything I haven’t personally used myself (and loved). For that reason, I decided to give this a try on my own earlier this year.

Here is what I love about it:

#1 M1 Finance eliminates one of the major limitations of online brokers  – it allows people to purchase partial shares of stock! 

Let’s say you’ve been wanting to buy shares of stock from a company but the price looks “expensive”. The app will allow you to buy a percentage of the stock.

For example, let’s say you have an eye on a stock that cost $250 per share but you only want to buy “half” a share for $125, you could do just that!

This is especially awesome if you are just starting out and only have a limited amount of money to allocate towards investing. You’d like to spread out your money across a few different stocks as opposed to just one.

#2 There are no transaction fees, and the minimum deposit requirement for individual accounts is only $100. This means you can open the account with $100 and start investing and just add more money as you go (if you want).

FYI – No transaction fees means there are no fees for buying and selling stocks. You can buy and sell stocks for FREE.

#3 The interface is user-friendly once everything is set up! I have to admit that setting up the account was a bit confusing at first. However, once I figured out how to set up the stocks I wanted based on the money I had deposited, the app took care of the rest.

And by the way – I actually wrote a  tutorial that explains step by step how to set up an account with M1. If you end up giving it a try, simply send me an email letting me know ( and I’ll send you the digital guide with instructions. 

#4 Besides being able to open an individual investing account – the app also gives you the option of opening a Joint account, Retirement account, and even a Trust account. This is very interesting considering that most apps I’ve come across only allow people to open a self-directed individual account. It is nice to know this platform gives the same options as a full-fledged online brokerage account. Note: If you decide to open a retirement account with M1, the minimum requirement is $500.

M1 is available for Android and iOS devices and is also very user-friendly on a desktop computer.

If all of this sounds good to you, think about giving M1 a try! 

M1 is running a promotion where you’ll get $10 added to your investment account. You’ll need to use this link to qualify for your bonus. You’ll then get your own link which you can share with family and friends for additional bonuses.

Here are the FULL requirements to qualify:

  1. Open the account and make an initial deposit of $100 for an Individual account or $500 for IRA accounts. To get started with investing, I would recommend just opening an individual investing account for now. 
  2. Your $100 deposit into the account must be made to get your $10 bonus. 
  3. The initial deposit cannot be withdrawn for 90 days.

If you end up trying this out, let me know so that I can send you the tutorial. Also, I’d love to hear your thoughts.

Cheers to Health, Love, Success, and Profits!

With gratitude,



Stock Investing Bootcamp for Beginners: To be notified when the next edition of this 6 weeks course starts again and to qualify for the promotional rate, make sure your info is here.

Understanding Your Investing Options: Looking for a Master Guide that explains in simple and practical terms ALL of the investing platforms available this day and age, types of investment accounts, types of investments, and beyond?! Check out this amazing resource


4 thoughts on “How To Buy Partial Shares of a Stock – for Free!

    1. So happy to hear that! I love that feature as well. I wish all investing platforms had it :). Let me know if you end up taking advantage of the promotion. I can send you a tutorial I did specifically for M1 Finance on how to navigate the platform and set everything up.

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